1. Introduction
Stripe Error Code 402 is a common error encountered by users when processing card payments using Stripe, a leading online payments platform. Users tend to get this error when there’s a problem with the transaction, making the payment gateway unable to authorize the card for various reasons such as insufficient funds, excessive transactions, or blocked card.
2. What Does Error Code 402 Mean?
Stripe’s Error Code 402 translates to ‘Payment Required.’ In simple terms, this means the card used for transaction couldn’t be processed, and payments are required to complete the transaction. It’s a blanket error code that comprises issues related to the cardholder’s bank not authorizing the transaction for unknown reasons.
3. What Causes This Error?
Several factors can lead to Stripe Error Code 402. Some of the most common reasons include:
– Insufficient funds in the payer’s account
– The cardholder’s bank flagged the transaction as suspecting fraud
– Excessive transactions in a short period
– Card status got blocked or restricted for various reasons
– Any type of system or network glitch
4. How to Fix Error Code 402
Fix #1: Retry Transaction
Keep at least a 5-minute gap and retry the transaction.
Fix #2: Verify Card Details
Make sure all the information, specifically the CVV code and expiry date, are accurate.
Fix #3: Contact the Bank
If the card continues to be declined, the cardholder or the payer should contact the card-issuing bank for further help.
5. Additional Tips
Keeping an account up-to-date and notifying the bank if you plan to make large or regular online payments can prevent this error. Please ensure a steady network for smooth transactions.
6. When to Contact Support
If the problem persists even after following the suggested solutions, it’s recommended to contact Stripe’s support team for professional assistance.
7. Conclusion
Stripe Error Code 402 is indeed a common issue encountered while processing payments that hinders transactions. By following the presented solutions and being proactive about keeping your banking details up-to-date, you can fix or even avert this error. But remember, you’re not alone; Stripe’s support is always there to assist if needed.
Optional Additions:
For detailed FAQs kindly refer to Stripe’s official support page. Additionally, other related error codes users might encounter include Error 401 (Unauthorized) and Error 400 (Bad Request).